What is the ruling in making purchases with Parsian Bank credit cards and redeeming their credit in exchange for cash? - Questions Archive - IslamQuest is a reference for Islamic questions on the internet

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Last Updated: 2009/12/28

Website code number fa369 Archive code number 6963

group Laws and Jurisprudence

Summary of question

What is the ruling in making purchases with Parsian Bank credit cards and redeeming their credit in exchange for cash?

question

Please state Ayatollah Khamenei’s view in regards to credit cards issued by Parsian Bank.
1. What is the ruling in making purchases with these cards?
2. What is the ruling in redeeming the card’s credit in exchange for cash?
In both cases, the cardholder must make payments on an amount exceeding the card’s credit limit. If the credit is redeemed in exchange for cash, an additional 2% must be paid.

Concise answer

We submitted your question to the office of Ayatollah Khamenei and received the following response:

It is permissible to withdraw money from an account that actually has money in it. However, an amount given to you through means of credit – without having the base sum present in the account – is permissible if it is given as a loan. In which case, the loan is considered permissible, but the interest (if any) is considered riba and thus impermissible.

Question translations in other languages

: ما هو حکم الشراء بواسطة البطاقات الاعتباریة لبنک پارسیان و ما هو حکم اعتبارها نقداً؟

5136 Laws and Jurisprudence 2008/02/16

أرسلنا سؤالکم إلى مکتب آیة الله العظمى السید علی الخامنئی (دام ظله) و نعرض لکم نص الجواب الصادر عن المکتب:لا إشکال فی صرف و تداول البطاقات بما یساوی الأموال المودعة فی الحساب ، و لکن ما یضاف إلى حسابک

: خریدن کالا با کارتهای اعتباری بانکها و نقد کردن چنین کارتهایی چه حکمی دارد؟

19821 Laws and Jurisprudence 2006/12/30

آن مقدار پول که در حساب موجود است و از آن در حین استفاده برداشت مى‌کنید، بلااشکال است ولى مقدارى که به حساب اعتبار و بدون داشتن وجه در حساب به شما داده مى‌شود، اگر به عنوان قرض بوده

: Apa hukumnya membeli barang-barang dengan menggunakan kartu belanja Bank Parsiyan?

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Pertanyaan Anda telah kami kirim ke Kantor Ayatullah Khamenei Hf dan teks jawabannya adalah sebagai berikut:Tidak ada masalah jika jumlah uang yang terdapat pada kartu belanja Anda gunakan untuk belan

: Kredi kartlarıyla alışveriş yapılması ve bu kartların nakit paraya çevrilmesinin hükmü nedir?

5789 Laws and Jurisprudence 2009/05/13

Sorunuzun cevabını Ayetullah Hamenei’nin kalemi şu şekilde cevaplamıştır: Hesapta olan ve alışveriş yaparken ödediğiniz miktarın bir sakıncası yoktur. Ama hesabınızda karşılığı olmadan size kredi hesa

: کریڈٹ کارڈوں کے ذریعے اجناس کے خریدنے کا کیا حکم ھے۔

5469 Laws and Jurisprudence 2008/10/23

آپکا سوال حضرت آیۃ اللھ العظمی سید علی خامنھ ای کے دفتر کو ارسال کیا گیا ھے اور اس کے جواب کا متن آپ کی خدمت میں ارسال کیا جائے گا۔رقم کی وه مقدار جو اکونٹ میں موجود ھے اور استعمال کرنے کی صورت مین ا

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